New Regulations on Canadian Mortgages

Tuesday February 16, 2010

The Canadian Government is taking steps to tighten mortgage rules in a pre-emptive step to prevent Canadians from landing in hot financial water when interest rates start to rise.

Some of the key features of the changes include:

  • All borrowers will have to met stiffer criteria
  • To qualify for an insured mortgage, applications will have to meet standards of a 5 year-fixed rate mortgage (previously 3 year-fixed rate)
  • An increase down payment of 20% for those suspected of purchasing a home for investment/rental purposes
  • Decrease on the amount home buyers can borrow against their houses to 90% (previously 95%)

These changes are to come into effect on April 19, 2010

Further reading:

Sources: The Canadian Press

Last update: February 16, 2010

Bookmark and Share

Sponsored Advertisements

Green Design-Build

With more than 30 years of combined experience, we offer a wide range of integrated services from general contracting, design and space planning, to engineering, construction and city approvals.

www.optimumsolution.ca

Save Money On Toilet Paper

The Loo Loo, our new and unique product, will save you money and help the environment.

www.toiletpapersaver.com

Great Advertising

Custom Logoed Stainless Steel Water Bottles

www.logodsteelbottles.com

Find Homes
Find a Real Estate Agent

Canada Real Estate Agents
U.S. Real Estage Agents

Would you like a listing in our Free real estate agent directory? Details

ExecSheets Light - Free Real Estate Listing Service

Home Page
Sample Listing
Create Free Account
Client Login
FAQ

Financial Tools

Real Estate & Financial News
Improve your credit score
Canadian Mortgage Rates
U.S. Mortgage Rates (Coming Soon)

Site Map | Payment & Refund Policy | Website Terms of Use | Privacy Policy

Copyright ExecSheets Troy Roland Media 2010

Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.